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Conference Schedule
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Schedule of Events
Day One
| Time |
Event |
| 7:00 |
Registration Opens |
| 8:00 |
Continental Breakfast |
| 8:30 |
Opening Session
Fraud in a Changing Economy
Despite the best efforts of the lending industry, reported incidences of fraud continue to rise. In order to survive the changing market, lenders and real estate professionals must understand how economic factors affect risk and how fraudsters are changing their tactics to adapt to falling real estate prices. Experts will discuss schemes, trends and statistics that will help you to position your business to survive in this challenging market as well as the mixed messages that make certain lenders targets for fraudulent activity. |
| 10:00 |
Coffee Break |
| 10:30 |
Zero Tolerance – Protecting Your Company from the Newest Schemes
The key to combating fraud is finding it before the loan funds. From identity theft to seller side disbursements, incentive payments to foreclosure rescue – these schemes have specific identifying features. In this session, you'll learn how to identify the newest twists on schemes and how the perpetrators of fraud schemes are stealing funds from mortgage transactions. This session will also address institutional level policies to communicate your company's position on fraud. Industry experts discuss policies that must be implemented, how to spot the newest schemes and practical process-based solutions for stopping fraud before it stops you. |
| 12:00 |
Luncheon
Lunch and Book Signing
Rachel Dollar and Ralph Roberts, co-authors of Protect Yourself from Real Estate and Mortgage Fraud, the first real estate and mortgage fraud book released by a major publisher, will shock you with the details of actual fraud cases. Get your complimentary copy autographed by the authors.
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| 1:00 |
Recovery Options – Recouping Losses
Through Litigation
As defaults increase and losses mount, lenders are turning to litigation to try to recover. From repurchase lawsuits to large scale RICO litigation, learn to analyze critical facts that determine whether to go forward, what lenders are doing, and where they’re finding success. The panel will discuss how to select an attorney, how to prepare your case and how to decide which cases to litigate. |
| 2:30 |
Refreshment Break |
| 3:00 |
Battle of the Experts - But They're Guilty! - Why Fraudsters Sometimes Go Free
Fraud sometimes seems very apparent and yet is difficult to prove. The government has incredibly talented attorneys that prosecute mortgage fraud cases. Defendants also have intelligent and charismatic lawyers who often assert viable defenses. Barbara Nelan, Assistant United States Attorney from Georgia has handled hundreds of mortgage fraud cases. On this panel, she matches wits with Douglas C. McNabb, a noted criminal law attorney who represents mortgage fraud defendants, to argue the hottest fraud issues before the courts today. Moderated by mortgage fraud expert Ann Fulmer, prosecution and defense battle it out while attendees learn how to structure evidence to provide criminal prosecutors with the best chance of success. |
| 5:00 |
Conference Adjourns for the Day |
| |
Reception |
Day Two
| Time |
Event |
| 8:00 |
Continental Breakfast |
| 8:30 |
Beyond Red Flags
With mortgage fraud’s stratospheric rise over the past few years, everyone has learned to identify the red flags of fraud. But what do you do when you find them? A seasoned mortgage fraud investigator and an attorney guide you through the investigation process. They teach you the questions you need to ask, the evidence that law enforcement and your attorneys will need and how you can best organize and present the information to increase the likelihood of criminal prosecution or civil recovery. |
| 10:00 |
Coffee Break |
| 10:30 |
Rescue and Land Frauds – The New Lawsuits
Rescue scams are predatory transactions and can impact lenders as well as borrowers. Many indicators of a scam may be gleaned by requests and comments of the borrowers themselves, by knowing who is seeking the existing loan pay-off figures and who is closing the new loan. The new crop of land frauds puts lenders at risk and often forces long holding periods while title issues are resolved. Knowing the latest tactics and players helps lenders identify obvious and subtle warning signs to protect themselves and their borrowers. A discussion of recent litigation and legislation will identify the potential dangers to at risk lenders and provide suggestions for minimizing the risks of future loss and litigation. |
| 12:00 |
Luncheon
Legislation and Regulation - What's Next?
General Counsel to the director of the Office of Thrift Supervision discusses the regulator's main concerns and upcoming responses and potential repercussions of the regulators and legislature. It's important that lenders understand how problems facing the industry are being perceived and how the industry might change to adapt. |
| 1:00 |
Is it Fraud or a Declining Market – The Landscape of Appraisal Fraud
Accurate valuation is the cornerstone of the lending industry. Selecting the right appraiser and dealing with third party originator selection are critical, and identifying appraisal issues pre-funding is essential to avoid repurchases and pool drops. Learn what tools are available and how can you ensure up-front that the value will be accepted, how to rebut repurchase issues based in valuation issues in the hottest markets, and how to determine whether there is appraiser liability. |
| 2:30 |
Refreshment Break |
| 3:00 |
Repurchase –Liability or opportunity?
Secondary market investors have shifted their approach to dealing with fraud and early payment defaults, resulting in a rush of repurchase requests to already strapped lenders. Whether you’re trying to enforce a repurchase request or avoiding an improper request, these experts will discuss strategies for investigation, approach and defense, how to determine if you have a valid repurchase, liquidation options, and how best to negotiate a good resolution with the lender and a scratch and dent purchaser.
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| 5:00 |
Conference Concludes |
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Participants will also be provided with a complimentary copy of Protect Yourself from Real Estate and Mortgage Fraud, co-authored by Rachel Dollar and Ralph Roberts. |
