Mortgage Fraud Blog is the premier website for news and information on mortgage fraud and real estate fraud throughout the United States.
Rachel Dollar, the editor of Mortgage Fraud Blog, is an attorney and Certified Mortgage Banker who handles litigation for lending institutions and secondary market investors. She is an author and a nationally recognized speaker on the topic of mortgage fraud. Ms. Dollar is a shareholder with the law firm of Smith Dollar, PC, is licensed to practice law in California and maintains offices in Santa Rosa, California. Email Ms. Dollar
Mortgage Fraud Blog is co-sponsored by Interthinx the leading provider of fraud services and solutions for the mortgage industry.
Two mortgage fraud fugitives have been arrested: Angel Armendariz, 27, and Rafael Santiago, 39. The arrests took place in San Diego and Los Angeles, California. Both fugitives were arrested pursuant to a federal arrest warrant involving federal fraud charges.
The first arrest occurred at approximately 8:30 a.m., on June 24, 2008, at the San Diego FBI Office located at 9797 Aero Drive, San Diego. At the time of the arrest, Angel Armendariz, self surrendered to FBI Agents. Armendariz was accompanied by his attorney at the time of his arrest.
Armendariz was fingerprinted and photographed at the offices of the FBI and then transported to the Metropolitan Correctional Center (MCC), 808 Union Street, San Diego, California. Armendariz will remain at MCC pending his appearance before a U.S. Magistrate Judge.
On this same date at approximately 1:30 p.m., FBI Agents arrested Rafael Santiago in the 11400 block of Sunset Boulevard, Los Angeles, California. Santiago was arrested without incident after the FBI received information from the public concerning Santiago‘s location.
Santiago is expected to be booked into the Metropolitan Detention Center (MDC), 535 N. Alameda Street, Los Angeles, California. Santiago will remain at MDC pending his appearance before a U.S. Magistrate Judge.
The FBI appreciates the public’s cooperation in this investigation to date. The FBI is still asking the public’s help to locate Lucette Montane, the last fugitive in this investigation.
A judgment was just entered against me in an unlawful detainer action. The sheriff just served me with a notice to vacate with an eviction date of Thanksgiving. In my answer to the unlawful detainer and in court I explained that Countrywide was committing fraud for not accepting my payment, for not working with me to lower my payments since my home had depreciated so much and for not honoring my requests for production of documents, like the original wet ink note. The Commissioner (Ronald L. Grey that issued the judgment) wouldn’t even let me talk at the hearing and almost immediately issued the judgment. I have not had due process. The plaintiff, U.S. Bank National Association as Trustee for GSR 2006-8F was never holder in due course. They were never a party in interest, were not at the trustee sale, no one was, and the sale was only on paper, transfered from Countrywide’s trustee Recontrust to another trust U.S. Bank National Association as trustee for GSR 2006-8F owned by and at the same address as Countrywide. I have contacted the Realtor that has been hired by Countrywide to sell my home at auction, which proves that Countrywide never really sold my home, but instead illegally transferred the deed to themselves. My family, which includes a two year old and a four year old are now dealing with the sheriff and facing eviction when Countrywide, Recontrust, U.S. Bank National Association as Trustee for GSR 2006-8F and their representing counsel (which I have also learned represents Countrywide for many of their foreclosures) are all involved in the fraud. The story goes on and on and I could tell you much more, like my affidavit of recission that was ignored, my request to state a claim that was ignored and my negative averment that has gone unanswered. Not to mention the many people I have met that are dealing with Countrywide and the same situation. I am just panicing because I do not want my children and I to lose possession of our property due to the fraud of the corporations and legal system we are dealing with. If you can help, please contact me!
Thank you!
Nina DeSandro
951-526-2283
951-852-7413
Failed Mortgage Firm Trustee Allowed $50,000 in Fees Union Leader
U.S. Bankruptcy Court Judge J. Michael Deasy will approve $50,000 in legal fees for the trustee of failed mortgage brokerage businesses Financial Resources Mortgage Inc. and CL&M Inc.
Bend Oregon Event to Help Homeowners Prevent Foreclosures Oregon.Gov
As part of an ongoing effort to help homeowners avoid foreclosure, state agencies are organizing a foreclosure-prevention event in Bend on Saturday, March 27, 2010.
Shelbyville Man Gets 2-Year Sentence For Loan Fraud Chattanoogan.Com
Prosecutor Gary Humble said the lost was approximately $2.3 million in the mortgage fraud involving hundreds of homes in the Shelbyville area.
Lend America, VP Ashley Banned from FHA Housing Wire
Michael Ashley, the embattled former vice president of Federal Housing Administration (FHA)-backed mortgage originator Lend America, and the company he worked for, were permanently banned from doing business in the industry last week.
Countrywide Tries to Pin Blame on Insurer Court House News
Countrywide Home Loans demands $111 million from Triad Guaranty Insurance, claiming Triad is trying to blame mortgage lenders for the insurer's role in the housing bubble and collapse.
Investors Say They Were Swindled in Property Scheme Fox 13 Now
Utah Division of Consumer Protection is joining forces with a few investors who claim they have been cheated by an agency called "Utah Mini Ranches.
Greenfield Man Accused of Housing Scam The Republic
A former real estate agent conned at least eight people by renting them properties actually owned by a federal agency and then running off with their deposits, prosecutors said.
Appraisal Institute Opposes Obama Administration's Plan for Homeowner 'Short Sales' PR News Wire
Citing concerns about increased mortgage fraud, four organizations representing more than 35,000 real estate appraisers today voiced their opposition to changes to an Obama administration program that will encourage "short sales" of homes.
Ownership Rights to Get Another Look TBO.Com
State lawmakers may beef up protections of property owners' rights by rewriting a law this spring that is at the center of a case of alleged fraud in Pasco County.
Thursday, February 18, 2010 F. Jeffrey Miller Trial Continued Testimony
As reported by Anne Mitchell, who viewed the trial:
Angela Parenza worked for Jeff Miller as the office manager for 7 or 8 years beginning in 1998. Parenza was indicted along with Miller and pled guilty to conspiracy to commit bank fraud and money laundering. Parenza testified that Miller or his contractors allegedly preferred to build all the...
Wednesday, February 10, 2010 F. Jeffrey Miller Trial Coverage Continued - Witness Testimony
Steve Middleton Testimony - Coverage Provided by Anne Mitchell
The Government continued in its cross examination of Steve Middleton. He was shown several HUD-1 statements involving sales of homes located in Overland Park, KS, and Olathe, KS. The HUD statements each allegedly showed line items of payments to (James) Moser & Associates, LLC's...
Monday, February 01, 2010 F. Jeffrey Miller Trial Coverage - Continued Witness Examination
According to Anne Mitchell, who is present in court for the trial:
Next Witness: Kelly Sanford
Kelly Sanford of the Federal Reserve was a short witness for the Government. Sanford manages electronic payments between banks and member financial institutions. He was shown copies of wire transfers and asked whether they coincided with the counts in...
Wednesday, January 27, 2010 F. Jeffrey Miller Trial - Prosecution Witnesses Continued
According to Anne Mitchell, who is viewing the trial:
January 13, 2010
Witness: Rick Hayes
Rick Hayes testified that on the day that he closed on his Miller Enterprise home, he received a phone call from the Kansas Banking Commission informing him that his loan was fraudulent. After the Hayes responded to a classified ad, they met with John...
Legal Disclaimer.
The information and notices contained on Mortgage Fraud Blog are intended to summarize recent developments in mortgage fraud cases and mortgage banking matters nationwide. The posts on this site are presented as general research and information and are expressly not intended, and should not be regarded, as legal advice. Much of the information on this site concerns allegations made in civil lawsuits and in criminal indictments. All persons are presumed innocent until convicted of a crime. Readers who have particular questions about mortgage banking, mortgage fraud matters or who believe they require legal counsel should seek the advice of an attorney. The creators, editors and sponsors of Mortgage Fraud Blog do not intend to create a confidential relationship or an attorney-client relationship by communication via or arising from this site.
Rachel Dollar, the editor of Mortgage Fraud Blog, is an attorney and Certified Mortgage Banker who handles litigation for lending institutions and secondary market investors. She is an author and a nationally recognized speaker on the topic of mortgage fraud. Ms. Dollar is a shareholder with the law firm of 
mortgage fraud
