Jean Teresa Hoffert, 59, Emmetsburg, Iowa, has been charged with 13 counts of mail fraud, six counts of bank fraud, 3 counts of aggravated identity theft, and 3 counts of money laundering. The charges are contained in an Indictment unsealed in United States District Court in Sioux City, Iowa.

The Indictment alleges that, between about the Spring of 2005 and the Summer of 2008, while acting as a real estate settlement agent,